Expert Insurance Services, Personalized for You

Insurance Solutions Designed Around You

At The Owens Agency, LLC, we offer a full range of insurance services to help protect your home, vehicles, family, and future. As a local Allstate agency in Columbia, SC, we combine personalized service with reliable coverage from a nationally trusted insurance provider.

No matter where life takes you, we’re here to help you feel confident and covered.

INSURANCE Services

Personal Insurance Services

Home Insurance

Protect your home, belongings, and liability with coverage designed to help safeguard what matters most. We’ll help you choose the right protection for houses, condos, and rental properties.

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Auto Insurance

From daily commutes to long road trips, auto insurance helps protect you from accidents, damage, and unexpected events while keeping you compliant with state requirements.

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Life Insurance

Life insurance helps provide financial security for your loved ones by covering final expenses, income replacement, and future needs.

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Other Services

Landlord Insurance

Coverage built for rental property owners, helping protect your property, rental income, and liability risks.

Boat Insurance

Enjoy the water with confidence. Boat insurance helps protect your vessel, equipment, and passengers both on and off the water.

Motorcycle Insurance

Specialized protection for the open road, covering your bike, gear, liability, and medical needs.

Golf Cart Insurance

Coverage beyond the course, helping protect your golf cart, passengers, and liability whether you’re golfing or cruising your neighborhood.

Retirement Services

Help protect your financial future as you prepare for retirement. Retirement insurance solutions can help provide income stability and long-term financial security during your retirement years.

Business Insurance

Coverage designed to help protect your business, employees, and assets. Business insurance helps manage risks so you can focus on growing and running your company.

Renters Insurance

Protect your personal belongings and liability while renting. Renters insurance helps cover theft, damage, and unexpected accidents at an affordable cost.

RV Insurance

Coverage for life on the road. RV insurance helps protect motorhomes, campers, and travel trailers against accidents, damage, and liability.

Condo Insurance

Protection tailored for condo owners. Condo insurance helps cover your personal property, interior units, and liability where your association’s policy ends.

Mobile Home Insurance

Coverage designed for manufactured and mobile homes. Mobile home insurance helps protect your home, belongings, and liability from covered losses.

Jewelry Insurance

Extra protection for valuable items. Jewelry insurance helps cover loss, theft, or damage beyond the limits of standard homeowners or renters policies.

Event Insurance

Coverage for special occasions. Event insurance helps protect you financially from unexpected cancellations, liability, or accidents during planned events.

Umbrella (Excess Liability)

Added protection beyond standard policies. Umbrella insurance helps provide extra liability coverage for greater peace of mind.

Off-Road Vehicle

Coverage for adventure vehicles. Off-road insurance helps protect ATVs, UTVs, and other recreational vehicles from accidents, damage, and liability.

Classic Car Insurance

Specialized coverage for collectible vehicles. Classic car insurance helps protect your investment with coverage designed for limited use and vehicle value.

Pet Insurance

Help manage veterinary costs for your furry family members. Pet insurance can help cover eligible medical expenses due to accidents or illness.

Bicycle Insurance

Protection for your bike on and off the road. Bicycle insurance helps cover theft, damage, and liability not always included in standard policies.

Earthquake Insurance

Coverage for seismic events. Earthquake insurance helps protect your property and belongings from damage caused by earthquakes.

Flood Insurance

Protection from flood-related damage. Flood insurance helps cover losses from rising water, which are not typically covered by standard home insurance policies.

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Testimonials

What Our Clients Say

    
 
 
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   Lisa Harbert 
 
 
 
 Trustindex verifies that the original source of the review is Google. Latisha was wonderful !  She was able to answer my questions and help save me money.  I moved my homeowners policy after 29 years, also my vehicles. All with lower rates! Can’t
Wait to see my new house payment with the savings’
  
 
      Posted on Google  
   
   Janet Camack 
 
 
 
 Trustindex verifies that the original source of the review is Google. Sandy is the best. If you need help with car or  house insurance come see her  at Crystal Owen's Agency. We appreciate ypu Sandy!!
  
 
      Posted on Google  
   
   Rhonda Woods 
 
 
 
 Trustindex verifies that the original source of the review is Google. Crystal is a great agent.  Always professional and caring.
  
 
      Posted on Google  
   
   Betty Lewis 
 
 
 
 Trustindex verifies that the original source of the review is Google. This agency was great.  Friendly, knowledgeable, accommodating.  Costs were good comparing with others for same coverage
  
 
      Posted on Google  
   
   Carol Bibb 
 
 
 
 Trustindex verifies that the original source of the review is Google. Love our agent, Crystal Owens, and her friendliness and hard work!!
  
 
      Posted on Google  
   
   Jeremy Gilbert 
 
 
 
 Trustindex verifies that the original source of the review is Google. This agency has been amazing to work with. Flower was a lifesaver, truly! I feel so supported by this agency after an absolutely terrible experience with a different agent in the area. The Owens Agency has restored my faith in Allstate with their friendly support and genuine interest in helping their clients. If you’re looking for an insurance agent in the Midlands and value responsiveness and feeling cared for, THIS is the one to choose.
  
 
      Posted on Google  
   
   Bill Lockerby 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very easy Experience. I had to change my auto Pay. And the young lady who helped me at the Owens agency was very friendly and efficient. She did a great job.